Personal Finance & Expense Audit
Subscription Expense Tracker
Audit and manage recurring subscriptions, streaming services, gym memberships, and SaaS bills in India. See your annual commitment and avoid unused renewals.
🔒 Privacy Guarantee:Your entries are calculated in your browser. VyaparTools does not save or receive the amounts you enter. Refreshing or closing this page clears them. Files you download are stored on your device.
Quick Add Popular Indian Subscriptions
Click any popular Indian service to add it with typical subscription pricing, or create your own custom subscription below.
Your Subscriptions
Add all recurring services, memberships, utilities, and software you pay for.
Spending by Category
Distribution of your recurring commitments across categories.
| Category | Count | Monthly Equivalent | Annual Total | Share (%) |
|---|---|---|---|---|
| Utilities & Broadband | 1 | ₹999.00 | ₹11,988.00 | 58% |
| Entertainment & OTT | 2 | ₹623.92 | ₹7,487.00 | 36.2% |
| Food & Delivery | 1 | ₹99.67 | ₹1,196.00 | 5.8% |
Detailed Subscription Audit
| Service / Name | Category | Frequency | Amount (₹) | Monthly Eq. | Annual Eq. | Next Renewal |
|---|---|---|---|---|---|---|
| Broadband Fiber | Utilities & Broadband | Monthly (12x) | ₹999.00 | ₹999.00 | ₹11,988.00 | — |
| Netflix India | Entertainment & OTT | Monthly (12x) | ₹499.00 | ₹499.00 | ₹5,988.00 | — |
| Amazon Prime India | Entertainment & OTT | Yearly (1x) | ₹1,499.00 | ₹124.92 | ₹1,499.00 | — |
| Swiggy One | Food & Delivery | Quarterly (4x) | ₹299.00 | ₹99.67 | ₹1,196.00 | — |
Subscription Spending Summary
₹20,671.00
₹1,722.58
4
Broadband Fiber
₹11,988.00/year (58% of total)
Upcoming Renewals (Next 30 Days)
Subscriptions renewing soon. Review them now to prevent unintended autopay debits.
No subscriptions due for renewal within the next 30 days.
Frequently asked questions
How does the subscription tracker convert different billing frequencies?
Weekly fees are multiplied by 52, monthly by 12, quarterly by 4, and half-yearly by 2 to compute true annual commitments. Monthly equivalents divide total annual cost by 12 using integer paise rounding.
Why should I track annual subscription costs instead of just monthly bills?
Many small recurring charges (₹119/month, ₹149/month, ₹299/quarter) seem trivial in isolation but accumulate to ₹20,000–₹50,000 or more per year. Seeing the annual figure highlights unused 'subscription leakage'.
How does the upcoming renewal alert work?
When you enter an optional renewal date, the tool calculates days remaining until that date. Subscriptions renewing within the next 30 days are automatically highlighted so you can cancel or verify recurring bank autopay mandates.
Does this tool connect to my bank account or credit card statements?
No. For complete privacy, VyaparTools never asks for bank logins, SMS access, or statement uploads. You enter your subscriptions manually, and calculations happen solely in your browser memory.
Is any subscription or payment data stored on a server?
Never. All data stays strictly in your browser session. Refreshing or closing the tab immediately clears your entries. Exported CSV files are downloaded directly to your local device.