Profit & Capital Planning

Business Finance & Pricing Calculators

Make confident pricing and financial decisions. Compare margin vs markup, locate break-even sales volume, project compounding investment returns, and maintain healthy business cash flow.

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Available Tools (12)

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Profit MarginCompare profit, margin and markup.Break-even CalculatorFind break-even units and revenue.Markup CalculatorTurn cost and markup into selling price.Selling Price CalculatorPrice for a target margin or markup.Discount CalculatorCalculate savings and final price.Trade Discount CalculatorApply successive discounts and see the net price.Target Profit CalculatorUnits and sales needed for a profit goal.EMI CalculatorEstimate EMI, interest and total payment.SIP CalculatorEstimate the maturity amount of a monthly SIP at an assumed rate of return.FD CalculatorMaturity amount and interest earned on a fixed deposit.Working Capital CalculatorNet and operating working capital from your balances.Daily Sales & Cash Closing CalculatorReconcile daily recorded sales, collections and cash drawer balance.

Essential Pricing & Financial Benchmarks

The critical difference between Margin and Markup: Margin is profit expressed as a percentage of Selling Price, while Markup is profit expressed as a percentage of Cost Price. A 20% margin requires a 25% markup on cost.

Your Break-Even Point indicates the exact sales revenue needed to cover fixed monthly overheads (rent, salaries, electricity). Every sale beyond break-even contributes directly to operating profit.

💡 Working Capital Safety

Monitor your debtor collection days against supplier creditor days. If clients pay in 60 days while suppliers demand 30 days, your business will suffer working capital crunches.

💡 Compounding Wealth Strategy

Small monthly SIP investments in diversified mutual funds harness compounding over 10-15 year horizons to outpace domestic inflation.

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